Job Description
To support the Wholesale Banking Group by conducting comprehensive credit analysis, financial assessments, and risk evaluations for corporate lending proposals. The Credit Analyst will be responsible for preparing high-quality credit recommendations, ensuring compliance with the Bank's credit policies, and supporting sound lending decisions while maintaining portfolio quality.
Key Responsibilities
Credit Analysis
- Analyze corporate credit proposals by evaluating financial statements, cash flows, and business performance.
- Assess borrowers' creditworthiness using financial ratios, industry benchmarks, and risk assessment methodologies.
- Prepare detailed credit appraisal reports with clear recommendations.
- Evaluate repayment capacity, leverage, liquidity, profitability, and cash flow adequacy.
Financial & Risk Assessment
- Conduct comprehensive financial analysis, including:
- Ratio ...