Clutch Technologies Inc.

Senior Manager for Risk & Credit Operations

📍 Location
toronto, on
⏰ Job Type
Full-time
📅 Posted
June 01, 2026
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Job Description

Lead the development of credit operations as a Senior Manager specializing in risk and financing strategies. This role offers the chance to innovate and implement scalable credit frameworks within a consumer-centric environment.

You will be the architect of lending strategies, responsible for creating risk-adjusted pricing models and underwriting policies that drive operational excellence. Partner across departments to ensure risk is effectively integrated into decision-making processes, enhancing customer experiences and business goals.

Key Responsibilities: • Evolve underwriting practices for optimal performance • Lead credit decision-making and oversight frameworks • Develop risk analytics and portfolio monitoring systems • Interface with regulatory compliance and audit requirements • Manage delinquency and loss initiatives effectively

Requirements: • 6–10+ years of experience in credit risk or analytics • Deep understanding of risk-based decisioning in co...

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