Head of Financial Risks

📍 Location
Belgium, Belgium
⏰ Job Type
Full-time
📅 Posted
December 15, 2025
Apply Now

Job Description

Within the Risk Management division, whose mission is to identify and assess the potential risks that could impact the company and to develop strategies to control and monitor those risks, the Head of Financial Risks will lead financial, liquidity, ALM and hedging risks oversight activities.About ten colleagues make up the team and they are waiting to welcome you!**Your responsibilities**As Head of Financial Risks, you have a direct reporting to the CRO and you will work in close collaboration with Athora Belgium stakeholders (CEO, CFO, Investment Office, actuarial and financial controlling functions) as well as with Athora Group Risk, and external asset managers; you are therefore responsible for e.g.:* Overseeing, shaping, and managing effectively financial, liquidity, ALM and hedging risks management related processes and activities within Athora Belgium in close cooperation with internal and external stakeholders.* Guiding Athora Belgium in financial, liquidity, ALM and hedging best practices and appetite setting.* Reviewing the effectiveness and appropriateness of internal controls related to financial, liquidity, ALM and hedging risks.* Being responsible for assigned aspect related to market and counterparty default risks solvency capital requirements within Athora Belgium (incl. definition of shocks to be applied on new investments products, consistent application of methodologies to perform SCR calculations in line with regulation and Group manuals, and validation of calculations performed).* Supporting proactive risk optimisation between assets and liabilities across BEGAAP and Solvency II.* Performing 2nd line ALM and liquidity risk deep dives and reviews.* Delivering second line opinion on new investments products proposals and intra-group reinsurance transactions from which financial, liquidity, ALM and hedging risks arise.* Acting as an expert support for financial/liquidity/ALM/hedging risks modelling, systems choices, policies, guidelines and validations.* Preparing governance bodies material (Board of Directors, Executive Committee, Risk Management Committee, Audit & Risk Committee,).* Managing a team of 3 high-skilled professionals.**Your profile*** You have a **university degree**, in economics, finance or actuarial science. Holding a **CFA qualification** is a plus.* You have at least 1**0 years' experience in financial risk management** incl. derivatives and liquidity risks management, preferably **within a life insurance company**.* You have s**trong understanding of Solvency II and BEGAAP frameworks**, as well as experience with regulatory bodies.* You are a **native French or Dutch speaker** with good command of the other national language and **can work in English**.* You are highly organised and can work to tight deadlines and conflicting priorities in a fast-paced environment.* You have strong influencing skills and can build relationships with stakeholders at all levels of seniority.* You have strong analytical skills with excellent communications skills, both verbal and written, and you are able to produce high quality written presentation materials.* You are highly focused and committed to excellence driven to solve problems and deliver highest standards of quality, with the necessary attention to detail.* You are a strong team player, who collaborates easily and effectively across functions and with stakeholders to achieve results.**Good reasons to join us*** A permanent employment contract.* A company on a human scale within a dynamic group where you can rapidly have an impact.* Accessible management close to staff and a pleasant working environment.* Many opportunities for development, thanks in particular to our Athora Academy.* Balance between professional life and private life with generous holidays (at least 39 days a year), flexible working hours and up to 3 days’ teleworking a week.* An attractive salary package plus various fringe benefits.* Modern, bright offices conducive to collaboration.* A central location in the Porte de Namur district, accessible by train and public transport and with parking facilities available if needed.* Last but not least… a sunny terrace, afterworks between colleagues, teambuildings, an annual staff day and many other events to discover… If you are looking for a friendly organisation with a human face and attach value to cooperation and helping one another, you have come to the right address.#LI-HybridApply By: Athora is a leading provider of guaranteed products in the European savings and retirement services market. We operate through primary insurance businesses in the Netherlands, Belgium, Germany and Italy, and reinsurance operations in Bermuda and Ireland. At end of 2024, we had €76 billion of Assets under Management and Administration (AuMA), approximately 2.8 million customers, and c.1,500 employees across Belgium, Bermuda, Germany, Ireland, Italy, the Netherlands and the UK.As we continue to expand our footprint in the European life insurance market in support of our growth strategy, we are looking for driven, team players to join us on our journey. We welcome applicants who are guided by our shared values; Dare to be Different, Seek Simplicity, Care and Do the Right Thing and in return we offer a dynamic and collaborative work environment.
#J-18808-Ljbffr

Start Your Week Right!

Apply now and make every Monday exciting with

Apply for this Position