Risk & Compliance Officer

HF Group is an integrated financial solutions provider that is registered as a non–operating holding company (under the Banking Act Cap.488) and regulated by the Central Bank of Kenya (CBK). HFDI, is the property development and investment subsidiary of HF Group. Over the years, HFDI has been involved in the development of landmark estates including Buruburu and Komarock.

To support the Head of Risk – HFDI in the implementation and execution of HFDI's Enterprise Risk Management (ERM) framework across corporate-level operations and all business lines, including Land Wealth Management, Affordable Housing, Digital Sales, and Shared Corporate Functions. The role supports the identification, assessment, monitoring, and reporting of risks that may impact strategy execution, financial performance, regulatory compliance, operational resilience, customer trust, and brand reputation.

Deadline:

Category: HFDI

Subsidiary: HFDI

Principle Accountabilities

Key Accountabilities

• Enterprise & Corporate-Level Risk Management
• Support the execution of HFDI's Enterprise Risk Management framework, policies, and methodologies in line with Group standards.
• Assist in identifying and assessing corporate-level risks, including:
• Strategic and business model risks
• Financial and liquidity risks
• Governance and decision-making risks
• Reputational and brand risks
• Human capital and key-person dependency risks
• Support risk assessments for new strategies, products, digital initiatives, and organizational changes.
• Business Line Risk Oversight
• Land Wealth Management & Property Development: Support end-to-end risk assessments across the project lifecycle, including due diligence on landowners, SPVs, contractors, and monitoring risks relating to land documentation, approvals, development works, and title issuance.
• Affordable Housing Projects: Identify and monitor risks relating to commission income feasibility, regulatory compliance, affordability targets, delivery timelines, customer uptake, and social impact outcomes.
• Digital Sales & Platforms: Support risk assessments and controls over digital sales channels, customer onboarding, payment platforms, and CRM systems, including risks relating to data privacy, system availability, fraud, cyber threats, pricing disclosures, and customer communications.
• Operational Risk & Internal Controls
• Track and report operational risk incidents, losses, and near misses across projects, sales operations, digital platforms, and corporate functions.
• Support reviews of internal processes and controls across procurement, payments, project management, sales, ICT, and customer service.
• Assist in identifying control gaps and recommending practical risk mitigation actions.
• Legal, Regulatory & Compliance Risks
• Support monitoring of compliance with applicable laws and regulations, including:
• Land, planning, and construction regulations
• NCA, NEMA, County Government approvals
• Consumer protection, data protection, and digital compliance requirements
• Maintain registers for litigation, disputes, regulatory issues, contractual breaches, and customer complaints.
• Support risk reviews of contracts, development agreements, SPVs, vendor agreements, and digital service providers.
• Sales, Customer & Brand Risk
• Monitor risks relating to customer onboarding, payment plans, defaults, cancellations, and complaints across physical and digital channels.
• Support monitoring of risks arising from sales promises, marketing campaigns, pricing disclosures, and customer communication.
• Escalate issues that may adversely impact customer trust, brand reputation, or regulatory standing.
• Risk Reporting, Analytics & Management Support
• Prepare risk reports, dashboards, heat maps, and KRIs for Management and Board Audit & Risk Committee review.
• Support enterprise-wide risk reporting and consolidation across business lines.
• Provide analytical support during audits, project reviews, investigations, and site visits.
• Track implementation and closure of risk mitigation actions, audit findings, and compliance issues.
• Support to Head of Risk – HFDI
• Provide analytical support during:
• Project audits
• Field/site visits
• Investigations and root-cause analysis
• Track implementation of risk treatment plans and management action points.
• Support risk awareness and training sessions for project management, sales, legal, procurement, and customer-facing teams.

Principal Outputs for this role

• Assists reduce the impact and frequency of risk incidents within HFDI leading to minimized unexpected losses.
• Improves regulatory, external audit, internal audit and risk ratings for HFDI.
• Regular Functional/Departmental risk ratings and scores.
• Continuously reviewing and improving risk management processes.
• Incorporating feedback and lessons learnt from incidents into risk management practices.
• Collaborating with other departments such as ICT, Projects, Sales, Business Development, Operations et al.

Key Competencies and Skills

• Strong analytical, investigative, and problem-solving skills.
• Good understanding of land development and real estate project cycles
• Knowledge of due diligence, land documentation, and regulatory approvals
• Strong reporting, documentation, and stakeholder communication skills
• High attention to detail, integrity, and professional judgment
• Ability to communicate complex performance and strategy concepts clearly and persuasively.

Minimum Qualifications, Knowledge And Experience
Qualifications- Academic and Professional

• Bachelor's degree in business, Finance, Project Management, Real Estate, Construction Management, Engineering, or related field.
• Professional certification (advantage): CPA, CISA, PRINCE2 or related.

Experience

• 2–5 years' experience in risk management, compliance, project management, audit, or governance roles.